![Senior woman using a laptop and taking notes or making a to do list or budget](https://www.moneytalksnews.com/workers/images/width=1920/wp-content/uploads/2023/11/02190211/shutterstock_1979461385-scaled.jpg?s=ed70a86bd50d7fc135ed661c3e7101655de59dadde7a6e3a0e1287aad5b5862f)
It’s never too early to start planning for retirement. Even if you don’t plan to have a traditional retirement, it’s a good idea to consider how you’ll manage income as you age. “I’d like to work until I’m dead because I love what I do,” says Stacy Johnson, the founder of Money Talks News. “But I’ll want to cut back at some point, and my Social Security strategy is a part of that.